As Hurricane Katrina showed Americans having proper homeowners insurance for your house is extremely important. There are few things worse than seeing you primary financial asset destroyed with the knowledge that you have not protected it.

Hopefully, Hurricane Gustav will not cause any damage or at the least far less than Katrina did. However, the problem with Hurricanes and other natural disasters is that you can never be entirely sure when and where they are going to hit.

This is what makes having proper home insurance so important. Now, if you live in the likely path of Hurricane Gustav it is probably too late to buy a policy that will kick-in, in time. I can only hope that your loved ones and your property remain safe and unharmed.

On the other hand, if you live in an area far removed from Gustav don’t think you are home free. There are many possible disasters that could befall you as well. From fires to tornadoes to blizzards (OK maybe not in August) and more. The point is you should always be protected, no matter where in the country you live.

The easiest and cheapest way to do this is to get a free home insurance quote, which you can do easily just by using the form below:

You will be able to find the best deals from homeowner protection in your home state. Finally, as a reminder that is timely given Hurricane Gustave; home insurance policies in the United States generally do not include flood insurance. This usually has to be bought separately from the Federal Government. So if you do live in a flood prone area make sure to get this protection as well.

In the mean time lets just hope that Gustav does not cause anything like the damage and destruction that Katrina did.