Well here is some proof that even celebrities aren’t immune from insurance problems. It seems that insurance companies weren’t willing to cover Lindsay Lohan for her new film Labor Pains. Failure to get the proper insurance would in turn have halted all production on the film.

The good news is that producers were eventually able to find one company willing to take the risk of covering Ms. Lohan. However, this was only achieved after one of the producers personally vouched for her.

Actors or Actresses with past substance abuse histories, are usually required to get some form of insurance to protect the production company from possible work delays or stoppages. Yet, this can also be extremely difficult for these same people; because what insurance company really wants to take the risk on someone who may or may not show up to work.

In Lohan’s case she has a long history of alleged drug and alcohol use and she is among Hollywood’s most notorious partyers. Plus, she has had two DUI incidents within just the last year alone. All these factors made insurance companies extremely wary of dealing with her.

Fortunately, (assuming you are a Lindsay Lohan fan) the movie is going ahead, with an expected release date sometime in 2009. Hopefully, there won’t be any delays, otherwise Ms. Lohan may find it impossible to get coverage for her next film.

In the mean time, I am sure her auto insurance rates are also through the roof given her two DUI incidents. But then again I am sure she could easily afford to pay even a few thousand a month if that’s what is cost to maintain coverage.