The growth of online insurance since 2001 has been nothing short of phenomenal because of the number of Americans now using the Internet for their research and shopping convenience. As of 2014, more than 80% of Americans turn to the Internet and sales of many businesses have been enjoying enormous profits like Amazon who now outsells all their brick and mortar competitors and travel services who are doing much better than their landed counterparts. The insurance industry is not far off from this trend in business. An online insurance quote, for instance, gives immediate access to consumers so they know fairly well just how much it would cost them for another round of home insurance.

What is an Instant Online Home Insurance Quote?

The best part about getting an online quote is that it is immediate. The days of waiting for an insurance agent to get back to you or trying to work with an automated operator are over. All that is required is for you to input your zip code and an updated estimate of the home insurance for your area will be revealed to you.

This service has been available since before 2010 but is not as popular as auto online quotes because people buy multiple cars but rarely buy more than one house. Nonetheless, in 2010, there were 500,000 instant online home insurance quotes given out for properties across the United States. This does not include the renter’s insurance which grew surprisingly well in the period to over 400,000 online quotes.

Since then, many property owners have shifted to this instant and free service because it can be accessed any time of the day or night, weekend or week day. But over and above the need for quotes, online users want to know general insurance information, expert advice, and latest news which online websites offer voluntarily and without hassle. And now that mobile devices are used to access the Internet, more and more people are turning to an instant online home insurance quote because oftentimes, one remembers to work on insurance papers at the least convenient time. You can even process your home insurance renewal when you are out of town or even overseas!

Benefits of Shopping Online for House Insurance

The ultimate goal of anyone asking for an online insurance quote on a house is to buy insurance. Buying from insurance companies through their websites is not only more convenient, there are other benefits that you may not be aware of.

Compare Quotes Instantly

Instead of being paper-heavy with quotes or having to talk to different agents or insurance companies about your house insurance, you can just get an instant online home insurance quote and pit the quotes against each other on your monitor and compare quickly and easily. Moreover, the latest trend in asking for instant online home insurance quote is that companies are now offering multiple choices. This makes it speedier to compare your options and quicken the process.

No Security Risks

The online quotes will not require much information from you. Initially, it’s just the zip code. Then, when you want to compare quotes, you might have to add a little more information but not anything that would put you at risk from identity theft. However, to add a higher level of security to ease any fears, all reputable websites have an SSL encryption and data privacy guarantee to protect anyone who uses their services. Thus, all you need to do when asking for an instant online home insurance quote is to verify the reputation of the website you plan to use.

No Pressure to Buy

This free service is without any strings. You can get your quote and click away from the website if you want. You will also never be bothered by spam emails from an agent working for the insurance company. With online services like these, you have anonymity and complete freedom to move elsewhere. However, if you are impressed with the speed and accuracy (design and layout) of the website and its service, you are more or less assured that once you start the process of buying insurance, the quality of service will remain high.

Finally, with an instant online home insurance quote, you stay in control of your shopping. You can ask for more information, read all the paperwork before buying, and you can even consult with a lawyer about the terms of the insurance policy without being pressured to make a decision on the spot. It’s clearly a win-win situation!